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Ruzita is a risk management professional with 27 years of experience in the banking industry. She specializes in IT risk, operational risk, and business continuity, supporting organizations in strengthening resilience and meeting regulatory requirements. Her expertise spans risk assessments, governance frameworks, and incident response planning, ensuring effective oversight across technology, operations, and compliance. Ruzita holds globally recognized certifications in IT Risk and Business Continuity, underscoring her commitment to professional standards and organizational preparedness. Throughout her career, she has contributed to building strong risk cultures and guiding teams toward sustainable performance.